Anne Naylor

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However much you have in the bank, or in any form of material assets, is no guarantee that you will experience “wealth”. In fact, some of the more wealthy act as though they are destitute and pursue the increase in wealth as if their life depended upon it. Or they may live in fear of losing what they have. Some, not all, Philanthropy is becoming more fashionable. Those that give often find that their wealth, in all respects, has a way of increasing. There is something about giving generously that makes you feel so very well. Those who can both receive, and give, generously have the best of both worlds.

What is it that increases your inner wealth or well-being,
regardless of your financial, or material, circumstances?

When I was writing SuperYou, I was exploring the dynamics of addiction, obsession, aversion and compulsion and the fears that underpin them. One of the more hidden fears I discovered is that of the fear of the power of our own loving. What if you truly have the loving power within you to create what I would call: the life of your dreams? Starting right now. Do you dare to dream? Are you willing to ask for the dream to be realized? Would you be open to receiving it? Do you love yourself enough, or do you hold yourself back, out of feelings of lack or low self-worth?

By recognizing and appreciating the wealth you already have, you lay a foundation for the life you wish to create. To appreciate is to add value, as well as to be thankful for. In the act of appreciation, we are already increasing our sense of wealth, and well-being. This is not just an intellectual exercise, which is as easy to dismiss as to do.

I suggest that it takes a little time to stand back from the busy-ness of daily living, to observe without being critical or condemning, just what is in and around you, what you have going for you, the gifts, the perhaps concealed assets, that you value most. The result of objective observation is awareness. Awareness makes a connection within you - an “ah ha” moment, if you will, that touches you beyond a mental level that you can easily ignore as another thought takes its place. Like a wake up call in a certain way. Listening to a piece of music, watching a sunset, being with the innocence of small children - other ways of awakening to your innate wealth.

These moments contribute to your sense of wealth such that you can grow full. This fullness leads to a feeling of abundance (no lack) and you more easily grow to become more giving; which in turn leads to more fullness, relaxation, ease and peace of mind. Taking the time to track these moments will produce these experiences.

What is the wealth that you have that you “take for granted”?

Where you are right now, think of five aspects of wealth that you presently enjoy but generally do not think about. Perhaps your family, friends, car, job, clothes you enjoy wearing, home, that you have a well-stocked fridge - a fridge even - clean water to drink, a bed to sleep on, faith, a healthy frame of mind, time to relax and read. Now take a moment to really enjoy and appreciate these first aspects of wealth. Take them in to you. Recognize them as blessings. Expand your awareness of them. Become a monitor of your own resources of wealth.


As mentioned earlier, there is something about writing things down that makes a greater commitment in your consciousness; taking them out of the mind, which is swimming with thoughts all over the place, and bringing them to your attention on paper. My suggestion with tracking is that you look both back at the past, as well as in the present, and then project forward what you have learnt, to expand and grow the inner wealth of which you have become aware.

You might like to recall experiences of wealth in your life so far. By this I mean fullness and well-being more than material wealth for the moment. Those experiences might be associated with material wealth but not necessarily dependent upon outer circumstances. What you will be looking for are the inner qualities that make wealth meaningful for you.

To give an example, I conduct wedding ceremonies where I live in the South of France. There are some spectacular locations for weddings and the summer time offers a climate with light and colour that makes for a memorable and beautiful occasion. Each ceremony has a unique quality of love and celebration according to the couple, their families and friends, and the commitment they are making for their lives together. Each one is different.

I have the privilege of being party to co-creating the vows that they make, designing the ceremony and then conducting it, according to their wishes. Each stage of that process has its own special gift of wealth for me. After each occasion, I experience the fullness of the loving shared by all who are there not only on the day itself, but for days afterwards.

What produces that fullness? It has at least in part to do with listening to joy being expressed at what is a peak experience of loving in any person’s life. The commitment to loving is accompanied by enthusiasm and celebration. There is also a profound peacefulness in the presence of that love. tenderness and truth. Wedding ceremonies are experiences of great wealth for me.

To track or evaluate inner wealth may seem hard to do, to give it a concrete value, as you do with sums of money in the bank, or the value of a material asset such as a property, painting or other investment. A way I find useful is to intuitively give a rating of between 1 and 10 where 1 is low and 10 is high.

Wedding ceremonies are 10’s for me. Driving my car: 5. Playing golf with a friend: 8. Shopping: 4 and for clothes, when I find what I like: 10. Waking in the morning after a great night’s sleep: 9. Dancing: 8+. If you were to track your experiences of inner wealth, what will you learn? Think of a few of them now.

There is much more to the consciousness of wealth than meets the eye
Money is the mirror of consciousnesss

Money, The Great Mirror of Consciousness was a Peace Theological Seminary class I facilitated a few years ago. We explored the relationship between our inner and outer wealth. It is a subjective matter. How we relate with money in our lives reflects the consciousness of wealth, or love, we have. How much or how little you have materially, you can nevertheless feel wealthy.

Do you find yourself looking out to others, especially perhaps the “rich and famous”, and wishing for their success and money? Many of us do. I am not about to make outer wealth wrong. Money, and what it can buy, is absolutely wonderful. But looking outside of yourself, and finding yourself lacking because you do not have what others have, is to produce an experience of poverty and deprivation. It is a lie.

Truly, you who read this, are remarkable. I am assuming I have more than one reader. I wonder how I may effectively convey this message to you such that you really get the fullness of it. Money is great stuff, and who you are is so special. I suppose I want to get the two in perspective. You are the consciousness. You have the capacity for conscious awareness with which to order and direct your life Money mirrors an aspect of that consciousness. The consciousness that is who you are is the source for the money you require to lead your life in this world.

In the class, we tracked our spending, making a note of every expenditure however small. We became aware of how we were spending money. Sometimes, with that awareness, we changed our habits of spending. We created budgets for our needs. We assessed our material assets. We explored how we could more fully contribute our talents and gifts to generate more wealth. It was an exercise in taking charge of our lives, becoming less the victim and more the confident master of our destinies.

The power of loving, that makes up who you truly are, is available to you to direct your life the way you want it to be. When you are able to assume that frame of mind, you are free. There is no-one to blame for the way things are. You are in charge. If you do not like what you have created so far, you can change it - from the inside out.

This does not mean to say: fire the employees, leave your job, get a divorce, move to a South Sea island and live on coconuts. When other people are involved, you need to act in consultation with them at an appropriate time.


1. First, you might like to track what you have that you value and note how it serves you. This could include material objects, relationships, activities that you spend time with, a health or set of spiritual disciplines, projects, household effects, photographs. Take a few moments for acknowledgment and appreciation, to experience the value of each item you can record.  Give each a wealth rating from 1 to 10. 

2. Then note what you have that no longer gives you energy, or even seems to take energy from you. Life brings about changes - thankfully. What served you well in the past may have had a sell-by date. That does not mean to say that it was wrong or bad. However, being attached to it now may hold you back from moving into greater experiences of wealth in this moment. A note of caution here. It is easy to dismiss a significant relationship when it has grown uncomfortable for you in some way. The greater expansion of wealth for you in it may be to expand beyond a personal limitation that you are holding within you. You may benefit from making some changes in attitude, or the way in which you conduct yourself in the relationship. There may be greater wealth for you to expand within the relationship than to walk away from it. Acknowledge the value these items have given you in the past. 

Now give each a wealth rating now, between minus 1 and minus 10.

3. Compare the two assessments. What is the total when you subtract the negatives from the positive column? This gives you a Statement of Wealth. 

4. Make a plan to let go of, release, sell, give away, throw out, re-negotiate what no longer is serving you. 

5. Re-evaluate your Statement of Wealth again on a 1 to 10 basis after you have made the adjustments.


Life itself is a miracle. One summer I was looking at the pots of lavender growing around the house. How amazing that these plants were actually growing, producing flowers and that extraordinary scent which has properties of enhancing sleep, repelling moths - among other things. Then I thought about the tiny violet flowers growing wild over the rough terraces below the house - delicate, bright with their powerful scent.

Then the human being. What extraordinary creatures we are. Think about what humans have achieved over the centuries of history which has been recorded. Look now at the rapid advances in technology and understanding - far too many to fully comprehend these days. Our capacity for advancement has gone way out of our control. Though I doubt that any of us have fully taken this on board. Many of us are potentially freer than we have ever been.

There is a well-known story told about the baby elephant growing up in Sri Lanka. To make sure that it does not wander away, it is chained to a stake in the ground which only allows it to go so far. As an adult, the chain and stake are no longer there in reality. But the elephant remains restrained as if still tied to the stake. So too we as humans are restrained by limiting messages which served us in the past, but which may be holding us back now.

Did you grow up in a home where the conversation around the dinner table (if you even sat together as a family to eat an evening meal) was about the day’s blessings and miracles - all of the good things that had taken place? Did you take a moment to be thankful for the goodness in your life? I know that some families do function like this. Many do not.

What if now, at the end of each day, you were to talk about the blessings and miracles that had taken place, that you had noticed? So many good things are taking place - but generally, I suggest we fail to notice and appreciate them. More likely, we have watched the six o’clock, nine o’clock or ten o’clock news and have ended up feeling miserable, dispirited and despairing of the world in which we live. News reports have a way of making us feel anxious and fearful.

Immediately after 9/11 happened, I found myself compelled to watching the horrific television news clips being run again and again; feeling, at a distance, the horror for those involved; outraged by many different aspects of those events. After about four days of this, I was feeling truly sickened by what I was seeing. I needed to get away from the television.

With an errand to do in Cannes, I got into my car and drove into the sunshine. The world I could see here was as it was before 9/11. People were going to work. Children were going to school. Women were shopping in the supermarkets. Babies were being born. Life was going on. Regardless.

By getting absorbed in the horror, second hand, I was not contributing anything to a “solution”. I could conjure up all kinds of arguments about fault, blame, who should be punished and how. But I am neither a terrorist, nor a politician with responsibility to act in those circumstances. I can pray for all those who suffer, and for good to come out of the tragedy. And then get on with my life, the way it is for me, the best ways I know how. If I want to live in a peaceful, loving world, and I do, I start by nurturing loving and peace within myself.

So, we do have a choice. Look for the good right here and now, You will find it. Focus on what is good, and more will start taking place. You are free to place your attention wherever you wish it to be. Try an experiment. For a month, or perhaps just a week, take a few moments each evening to write in a journal the blessings and miracles that have taken place during the day. These do not have to be major miracles like the raising of the dead. Though for all I know that may happen.

Small miracles of perfect timing occur for me frequently. I track them. Blessings can be those “little” things like feeling the warmth of the sunshine on a clear day. Or hearing the rain fall as it waters plants in the garden. It does not take much to create a life you can celebrate with simple joy and pleasure. The material wealth you have, or to which you aspire, does not have to get in the way of these pleasures. All can be incorporated. With an awareness and the intention for balance, you really can create the life of your dreams - whatever those dreams may be.

The value of tracking and writing down the blessings and miracles each day is that it creates a habit that eventually becomes automatic. You train yourself to think in terms of miracles and blessings, and you will notice more of them happening for you. What you focus upon is what you will get more of. That itself is a blessing - and a choice you can make.

To periodically celebrate the blessings and miracles in your life is to create the space to receive more. This is not a motivation of greed, and fear. When we have more, we have more to give. A celebration can be as extravagant or as simple as you wish it to be. Let your intuition guide you. Think about whether you would like to have others join you for it and who they are. Or would you prefer to be alone? Would you like a weekly “celebration” to appreciate all of the good you have received in the previous seven days? A special meal designated on one particular day, for example.

Imagine what it would be like to have many causes for celebration. This too can become habitual. Imagine how the quality of your life could be improved with such a powerful positive focus. It comes down to knowing that this is something you want, having the intention, and co-operating with your intuition to produce it. It is up to you.

Contact Anne

You are invited to get in touch for an initial, no obligation, call to explore how I may assist you.


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